What does Completed Payment mean on Cash App?
The term completed payment on Cash App signifies that the transaction is successful and money is in the recipient’s account. Eventually, when you make a payment on Cash App, it will automatically transfer to the recipient account. Further, it would be best if you remembered that you don’t have access to reverse when a payment is completed. However, if necessary, it would be better to contact the refund so that you can gather information related to the refund. Typically, all the Cash App payments are instant, so you don’t need to worry about that. But sometimes, an issue occurs and resolving that particular issue can take up to a few minutes to days.
9 Reasons why Cash App payment is completed but funds not received ?
While using Cash App, you can see the record of all payments that are sent and received quickly. There is a greater possibility that you can experience an issue like “Payment Pending.” When your payment is completed but funds not received signifies that the transfer is appropriately done but not granted at the present moment. Even though it is a common issue but the Cash App recommends you wait for some time until it resolves. There are multiple reasons taking place due to which payment delays. Here are the top 9 reasons that you should know-
1. Connection Problems
If your internet connection is slow and irregular, it is the most significant cause that will hinder the payment process. Due to the inconsistent nature of the internet then, there are greater chances that your device disconnects at any point. As a result of, this transaction isn’t done correctly, and your payment isn’t processed. Further, if you want to overcome this situation, ensure that the device has a good connection before doing any transaction activity.
2. Unreachable Server
At some point, the connectivity problem can arise on the other side. For instance, banks and Cash App servers experience connectivity issues, and two servers don’t be able to communicate correctly. Most importantly, Cash App monitors all these issues so that users won’t face any problems. In addition, you can contact either your bank or the Cash App support team to know the reason behind the delay.
3. Insufficient Funds
All the transaction activities end when there is an adequate balance in your account. Due to this reason, Cash App rejects your payment until you charge the balance. Once sufficient funds are present in your account, you can do all the transactions smoothly. It would be better to cross-check your account balance while beginning transaction.
4. Exceeded Daily Limit
While using Cash App, you can quickly transfer and receive money from your friends and family. But this app has its transfer limits; you need to remember that-
Sending Amount up to $250 within any week
Receiving Amount up to $1000 within any month
Another essential thing about this app is that it allows you to increase the limits by verifying your account. To verify your Cash App account, prove your identity using your full name, date of birth, and the last four digits of your SSN.
5. Anonymous Sender
Cash App handles money; safety, security, and protection must be optimal. To safeguard your account from unidentified threats, Cash App takes the initiative to place payments from anonymous senders and put them on hold. Further, the app gives you access to such payments if you want to accept them. Always remember that you are doing at any risk, so you need to be extra careful while accepting payments from them.
6. Spams and Frauds
Cash App has those accounts which fall under the category of spam or fraud. If these accounts try to send you anything, the app will block it before it comes to your account. When Cash App stops a specific transaction, it will never go anywhere.
It is quite evident that minor errors can happen while typing. Your payment fails if you’re ID and other details have some kind of error. Therefore, you must cross-check all the information before completing a transaction.
8. Expired Cards
Your payment willn’t process if you are still using an expired debit or credit card. When you use an expired card, you can’t do the payment. Besides this, your bank can also hold it until you get back to them. To overcome this situation, you must check whether it is expired or not as you can see the expiry date that is present on your card’s backside.
9. Outdated App
Application updates are necessary for today’s time, which can become one reason your payment is pending because of an outdated version. Therefore, it would be best if you download the latest version of the Cash App on your phone.
How to check received payment history on Cash App?
Cash App keeps a record of all the received payments in the activity feed section. If you want to access your activity, follow the steps that are present below-
- Open the Cash App and click on the Activity tab on your home screen.
- Please select your payment of interest and make sure to view its status.
How to check missing payments on Cash App ?
Those payments falling under the missing category will more likely be sent to other emails or mobile numbers related to you. You can view those payments by following the steps that are present below-
- Open the Cash App application and visit the profile icon on your home screen.
- Select “Personal”
- Append any missing phone numbers or email addresses.